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>> Discover the best tips for making frugality fun and doable (for real people!)

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Once you’re in the On Point Template Club, you have our permission to edit, modify, and create derivative works from all of these templates, as well as share or sell the freebies/products made from them. The one and only thing you cannot do is sell, share or redistribute the templates themselves as your own work.
*Note: Any clip art or stock photos in these templates are for demonstration use only and have been licensed through Canva or Picmonkey where applicable. All colors and fonts are fully modifiable and repositionable.
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